UPDATED MAY 21, 2018
If you require any more information or have any questions about our site’s disclaimer, please feel free to contact us by email at Contact.
Disclaimers for www.MelissaWilliamsPope.com:
All the information on this website is published in good faith and for general information purpose only. www.MelissaWilliamsPope.com does not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information you find on this website (www.MelissaWilliamsPope.com), is strictly at your own risk. www.MelissaWilliamsPope.com will not be liable for any losses and/or damages in connection with the use of our website.
From our website, you can visit other websites by following hyperlinks to such external sites. While we strive to provide only quality links to useful and ethical websites, we have no control over the content and nature of these sites. These links to other websites do not imply a recommendation for all the content found on these sites. Site owners and content may change without notice and may occur before we have the opportunity to remove a link which may have gone ‘bad’.
Please be also aware that when you leave our website, other sites may have different privacy policies and terms which are beyond our control. Please be sure to check the Privacy Policies of these sites as well as their “Terms of Service” before engaging in any business or uploading any information.
As with any business or individual, your results may vary, and will be based on your individual capacity, business experience, expertise, and level of desire. There are no guarantees concerning the level of success you may experience. The testimonials and examples used are exceptional results, and are not intended to represent or guarantee that anyone will achieve the same or similar results. Each individual’s success depends on his or her background, dedication, desire and motivation. There is no assurance that examples of past earnings can be duplicated in the future. We cannot guarantee your future results and/or success. There are some unknown risks in business and in your career that we cannot foresee which could reduce results you experience. While all results represented on this site can be verified, as with any business endeavor there is an inherent risk of a loss of capital.
Forward looking statements about future income potential, business, career and financial results are meant to show what is possible, and are not guaranteeing a specific outcome.
Federal Trade Commission Required Affiliate Notice
At times we will promote services and products from other organizations. We do at times get compensated as affiliates of trusted partners. While we only recommend service or products we have used/ would use ourselves, and are based on a positive experience with that person or their product, it is your responsibility to do due diligence on your own for any product or service you are buying.
Limitation of Liability
Under no circumstances will we be held responsible or liable, directly or indirectly, for any loss or damage that is caused or alleged to have been caused to you in connection with your use of any advice, goods or services you receive from us, or a guest speaker or author on our website or at one of our events.
While newsletters and blog posts, information products and offerings may contain client experience, personal experience, and other information regarding financial results, money mindset, financial habits, debt reduction and income and wealth generation, in no way is this to be construed as legal, tax, accounting, investment, estate planning or other financial advice and the information provided to you by Melissa Williams-Pope is not intended as such. All such information is for informational and anecdotal purposes only. You should refer all such inquiries to appropriately qualified and licensed professionals.
By downloading any information products, or accepting any information from our websites, newsletters or consulting services, you agree that Melissa Williams-Pope is not responsible in any way, shape or form for your success or failure regards to information you have received from us.
The information, services, products, claims, and materials on this site are provided “as is” and without warranties of any kind, either expressed or implied. We disclaim all warranties, expressed or implied, including but not limited to implied effectiveness of the ideas or success strategies listed on this site as well as those that are provided in our products or to our participants at our events.
The only exception is the guarantees of satisfaction that are clearly labeled guarantees within our websites.
Neither we nor any of our respective licensors or suppliers warrant or make any representations regarding the use or the results of the use of the services, products, information or materials in this site in terms of their correctness, accuracy, reliability, or otherwise. Applicable law may not allow the exclusion of implied warranties, so the above exclusion may not apply to you.
Disclaimer Notice Changes
We reserve the right to change or update this disclaimer notice, or any other of our policies or practices, at any time without notice. Any changes or updates will be effective immediately upon posting to this website.
By using our website, you hereby consent to our disclaimer and agree to its terms.
This site disclaimer was last updated on: Monday December 11, 2017
· Should we update, amend or make any changes to this document, those changes will be prominently posted here.
Terms of Service for Melissa Williams-Pope
If you require any more information or have any questions about our Terms of Service, please feel free to contact us by email at Contact Us.
These terms and conditions govern your use of this website; by using this website, you accept these terms and conditions in full and without reservation. If you disagree with these terms and conditions or any part of these terms and conditions, you must not use this website.
You must be at least 18 [eighteen] years of age to use this website. By using this website and by agreeing to these terms and conditions, you warrant and represent that you are at least 18 years of age.
License to use website
Unless otherwise stated, www.MelissaWilliamsPope.com and/or its licensors own the intellectual property rights published on this website and materials used on www.MelissaWilliamsPope.com. Subject to the license below, all these intellectual property rights are reserved.
You may view, download for caching purposes only, and print pages, files or other content from the website for your own personal use, subject to the restrictions set out below and elsewhere in these terms and conditions.
You must not:
- republish material from this website in neither print nor digital media or documents (including republication on another website);
- sell, rent or sub-license material from the website;
- show any material from the website in public;
- reproduce, duplicate, copy or otherwise exploit material on this website for a commercial purpose;
- edit or otherwise modify any material on the website;
- redistribute material from this website – except for content specifically and expressly made available for redistribution; or
- republish or reproduce any part of this website through the use of iframes or screenscrapers.
Where content is specifically made available for redistribution, it may only be redistributed within your organisation.
You must not use this website in any way that causes, or may cause, damage to the website or impairment of the availability or accessibility of www.MelissaWilliamsPope.com or in any way which is unlawful, illegal, fraudulent or harmful, or in connection with any unlawful, illegal, fraudulent or harmful purpose or activity.
You must not use this website to copy, store, host, transmit, send, use, publish or distribute any material which consists of (or is linked to) any spyware, computer virus, Trojan horse, worm, keystroke logger, rootkit or other malicious computer software.
You must not conduct any systematic or automated data collection activities on or in relation to this website without www.MelissaWilliamsPope.com’s express written consent.
- data mining
- data extraction
- data harvesting
- ‘framing’ (iframes)
- Article ‘Spinning’
You must not use this website or any part of it to transmit or send unsolicited commercial communications.
You must not use this website for any purposes related to marketing without the express written consent of www.MelissaWilliamsPope.com.
Access to certain areas of this website is restricted. www.MelissaWilliamsPope.com reserves the right to restrict access to certain areas of this website, or at our discretion, this entire website. www.MelissaWilliamsPope.com may change or modify this policy without notice.
If www.MelissaWilliamsPope.com provides you with a user ID and password to enable you to access restricted areas of this website or other content or services, you must ensure that the user ID and password are kept confidential. You alone are responsible for your password and user ID security..
www.MelissaWilliamsPope.com may disable your user ID and password at www.MelissaWilliamsPope.com’s sole discretion without notice or explanation.
In these terms and conditions, “your user content” means material (including without limitation text, images, audio material, video material and audio-visual material) that you submit to this website, for whatever purpose.
You grant to www.MelissaWilliamsPope.com a worldwide, irrevocable, non-exclusive, royalty-free license to use, reproduce, adapt, publish, translate and distribute your user content in any existing or future media. You also grant to www.MelissaWilliamsPope.com the right to sub-license these rights, and the right to bring an action for infringement of these rights.
Your user content must not be illegal or unlawful, must not infringe any third party’s legal rights, and must not be capable of giving rise to legal action whether against you or www.MelissaWilliamsPope.com or a third party (in each case under any applicable law).
You must not submit any user content to the website that is or has ever been the subject of any threatened or actual legal proceedings or other similar complaint.
www.MelissaWilliamsPope.com reserves the right to edit or remove any material submitted to this website, or stored on the servers of www.MelissaWilliamsPope.com, or hosted or published upon this website.
www.MelissaWilliamsPope.com’s rights under these terms and conditions in relation to user content, www.MelissaWilliamsPope.com does not undertake to monitor the submission of such content to, or the publication of such content on, this website.
This website is provided “as is” without any representations or warranties, express or implied. www.MelissaWilliamsPope.com makes no representations or warranties in relation to this website or the information and materials provided on this website.
Without prejudice to the generality of the foregoing paragraph, www.MelissaWilliamsPope.com does not warrant that:
- this website will be constantly available, or available at all; or
- the information on this website is complete, true, accurate or non-misleading.
Nothing on this website constitutes, or is meant to constitute, advice of any kind. If you require advice in relation to any legal, financial or medical matter you should consult an appropriate professional.
Limitations of liability
www.MelissaWilliamsPope.com will not be liable to you (whether under the law of contact, the law of torts or otherwise) in relation to the contents of, or use of, or otherwise in connection with, this website:
- to the extent that the website is provided free-of-charge, for any direct loss;
- for any indirect, special or consequential loss; or
- for any business losses, loss of revenue, income, profits or anticipated savings, loss of contracts or business relationships, loss of reputation or goodwill, or loss or corruption of information or data.
These limitations of liability apply even if www.MelissaWilliamsPope.com has been expressly advised of the potential loss.
Nothing in this website disclaimer will exclude or limit any warranty implied by law that it would be unlawful to exclude or limit; and nothing in this website disclaimer will exclude or limit the liability of Melissa Williams-Pope in respect of any:
- death or personal injury caused by the negligence of www.MelissaWilliamsPope.com or its agents, employees or shareholders/owners;
- fraud or fraudulent misrepresentation on the part of www.MelissaWilliamsPope.com; or
- matter which it would be illegal or unlawful for www.MelissaWilliamsPope.com to exclude or limit, or to attempt or purport to exclude or limit, its liability.
By using this website, you agree that the exclusions and limitations of liability set out in this website disclaimer are reasonable.
If you do not think they are reasonable, you must not use this website.
You accept that, as a limited liability entity, www.MelissaWilliamsPope.com has an interest in limiting the personal liability of its officers and employees. You agree that you will not bring any claim personally against www.MelissaWilliamsPope.com’s officers or employees in respect of any losses you suffer in connection with the website.
Without prejudice to the foregoing paragraph, you agree that the limitations of warranties and liability set out in this website disclaimer will protect www.MelissaWilliamsPope.com’s officers, employees, agents, subsidiaries, successors, assigns and sub-contractors as well as www.MelissaWilliamsPope.com.
If any provision of this website disclaimer is, or is found to be, unenforceable under applicable law, that will not affect the enforceability of the other provisions of this website disclaimer.
You hereby indemnify www.MelissaWilliamsPope.com and undertake to keep www.MelissaWilliamsPope.com indemnified against any losses, damages, costs, liabilities and expenses (including without limitation legal expenses and any amounts paid by www.MelissaWilliamsPope.com to a third party in settlement of a claim or dispute on the advice of www.MelissaWilliamsPope.com’s legal advisers) incurred or suffered by www.MelissaWilliamsPope.com arising out of any breach by you of any provision of these terms and conditions, or arising out of any claim that you have breached any provision of these terms and conditions.
Breaches of these terms and conditions
Without prejudice to www.MelissaWilliamsPope.com’s other rights under these terms and conditions, if you breach these terms and conditions in any way, www.MelissaWilliamsPope.com may take such action as www.MelissaWilliamsPope.com deems appropriate to deal with the breach, including suspending your access to the website, prohibiting you from accessing the website, blocking computers using your IP address from accessing the website, contacting your internet service provider to request that they block your access to the website and/or bringing court proceedings against you.
www.MelissaWilliamsPope.com may revise these terms and conditions from time-to-time. Revised terms and conditions will apply to the use of this website from the date of the publication of the revised terms and conditions on this website. Please check this page regularly to ensure you are familiar with the current version.
www.MelissaWilliamsPope.com may transfer, sub-contract or otherwise deal with www.MelissaWilliamsPope.com’s rights and/or obligations under these terms and conditions without notifying you or obtaining your consent.
You may not transfer, sub-contract or otherwise deal with your rights and/or obligations under these terms and conditions.
If a provision of these terms and conditions is determined by any court or other competent authority to be unlawful and/or unenforceable, the other provisions will continue in effect. If any unlawful and/or unenforceable provision would be lawful or enforceable if part of it were deleted, that part will be deemed to be deleted, and the rest of the provision will continue in effect.
Law and jurisdiction
These terms and conditions will be governed by and construed in accordance with the laws of the USA, and any disputes relating to these terms and conditions will be subject to the exclusive jurisdiction of the courts of the USA.
About these website Terms of Service
The full name of www.MelissaWilliamsPope.com is Melissa Williams-Pope.
You can contact www.MelissaWilliamsPope.com by email at our email address link at the top of this Terms of Service document.
Melissa WilliamsPope.com (“us”, “we”, or “our”) operates the www.melissawilliamspope.com website (the “Service”).
This page informs you of our policies regarding the collection, use, and disclosure of personal data when you use our Service and the choices you have associated with that data.
This privacy notice provides you with details of how we collect and process your personal data through your use of our site Melissawilliamspope.com, including any information you may provide through our site when you purchase a product or service, register for a webinar using a service provider, sign up to our free products, sign up for email, take part in a survey, or similar.
By using this site and/or providing us with your data, you represent that you are at least the age of majority in your state or province of residence, or that you are the age of majority in your state or province of residence and you have given us your consent to allow any of your minor dependents to use this site and/or provide data.
Personal Data means data about a living individual who can be identified from those data (or from those and other information either in our possession or likely to come into our possession).
Usage Data is data collected automatically either generated by the use of the Service or from the Service infrastructure itself (for example, the duration of a page visit).
Cookies are small pieces of data stored on a User’s device.
Data Controller means a person who (either alone or jointly or in common with other persons) determines the purposes for which and the manner in which any personal data are, or are to be, processed.
Data Processor (or Service Providers)
Data Processor (or Service Provider) means any person (other than an employee of the Data Controller) who processes the data on behalf of the Data Controller.
We may use the services of various Service Providers in order to process your data more effectively.
Data Subject is any living individual who is the subject of Personal Data.
The User is the individual using our Service. The User corresponds to the Data Subject, who is the subject of Personal Data.
Information Collection And Use
We collect several different types of information for various purposes to provide and improve our Service to you.
Types of Data Collected
While using our Service, we may ask you to provide us with certain personally identifiable information that can be used to contact or identify you (“Personal Data”). Personally identifiable information may include, but is not limited to:
- Email address
- First name and last name
- Phone number
- Address, State, Province, ZIP/Postal code, City
- Cookies and Usage Data
We may use your Personal Data to contact you with newsletters, marketing or promotional materials and other information that may be of interest to you. You may opt out of receiving any, or all, of these communications from us by following the unsubscribe link or instructions provided in any email we send.
We may also collect information how the Service is accessed and used (“Usage Data”). This Usage Data may include information such as your computer’s Internet Protocol address (e.g. IP address), browser type, browser version, the pages of our Service that you visit, the time and date of your visit, the time spent on those pages, unique device identifiers and other diagnostic data.
Tracking & Cookies Data
Cookies are files with small amount of data which may include an anonymous unique identifier. Cookies are sent to your browser from a website and stored on your device. Tracking technologies also used are beacons, tags, and scripts to collect and track information and to improve and analyze our Service.
You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our Service.
Examples of Cookies we use:
- Session Cookies –We use Session Cookies to operate our Service.
- Preference Cookies –We use Preference Cookies to remember your preferences and various settings.
- Security Cookies –We use Security Cookies for security purposes.
Use of Data
MelissaWilliamsPope.com uses the collected data for various purposes:
- To provide and maintain our Service
- To notify you about changes to our Service
- To allow you to participate in interactive features of our Service when you choose to do so
- To provide customer support
- To gather analysis or valuable information so that we can improve our Service
- To monitor the usage of our Service
- To detect, prevent and address technical issues
- To provide you with news, special offers and general information about other goods, services and events which we offer that are similar to those that you have already purchased or enquired about unless you have opted not to receive such information
Retention of Data
MelissaWilliamsPope.com will also retain Usage Data for internal analysis purposes. Usage Data is generally retained for a shorter period of time, except when this data is used to strengthen the security or to improve the functionality of our Service, or we are legally obligated to retain this data for longer time periods.
Transfer Of Data
Your information, including Personal Data, may be transferred to — and maintained on — computers located outside of your state, province, country or other governmental jurisdiction where the data protection laws may differ than those from your jurisdiction.
If you are located outside United States and choose to provide information to us, please note that we transfer the data, including Personal Data, to United States and process it there.
Disclosure Of Data
Disclosure for Law Enforcement
Under certain circumstances, MelissaWilliamsPope.com may be required to disclose your Personal Data if required to do so by law or in response to valid requests by public authorities (e.g. a court or a government agency).
MelissaWilliamsPope.com may disclose your Personal Data in the good faith belief that such action is necessary to:
- To comply with a legal obligation
- To protect and defend the rights or property of MelissaWilliamsPope.com
- To prevent or investigate possible wrongdoing in connection with the Service
- To protect the personal safety of users of the Service or the public
- To protect against legal liability
Security Of Data
The security of your data is important to us, but remember that no method of transmission over the Internet, or method of electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your Personal Data, we cannot guarantee its absolute security.
“Do Not Track” Signals
We do not support Do Not Track (“DNT”). Do Not Track is a preference you can set in your web browser to inform websites that you do not want to be tracked. You can enable or disable Do Not Track by visiting the Preferences or Settings page of your web browser.
MelissaWilliamsPope.com aims to take reasonable steps to allow you to correct, amend, delete, or limit the use of your Personal Data.
Whenever made possible, you can update your Personal Data by clicking the “Update” link in any email you receive from us. If you are unable to change your Personal Data, please contact us to make the required changes.
If you wish to be informed what Personal Data we hold about you and if you want it to be removed from our systems, please contact us.
In certain circumstances, you have the right:
- To access and receive a copy of the Personal Data we hold about you
- To rectify any Personal Data held about you that is inaccurate
- To request the deletion of Personal Data held about you
You have the right to data portability for the information you provide to MelissaWilliamsPope.com You can request to obtain a copy of your Personal Data in a commonly used electronic format so that you can manage and move it.
Please note that we may ask you to verify your identity before responding to such requests.
We may employ third party companies and individuals to facilitate our Service (“Service Providers”), to provide the Service on our behalf, to perform Service-related services or to assist us in analyzing how our Service is used.
These third parties have access to your Personal Data only to perform these tasks on our behalf and are obligated not to disclose or use it for any other purpose.
We may use third-party Service Providers to monitor and analyze the use of our Service.
- Google Analytics
Google Analytics is a web analytics service offered by Google that tracks and reports website traffic. Google uses the data collected to track and monitor the use of our Service. This data is shared with other Google services. Google may use the collected data to contextualize and personalize the ads of its own advertising network.
For more information on the privacy practices of Google, please visit the Google Privacy & Terms web page: http://www.google.com/intl/en/policies/privacy
We may provide paid products and/or services within the Service. In that case, we use third-party services for payment processing (e.g. payment processors).
The payment processors we work with are:
- Zaxaa – https://www.zaxaa.com/privacy-policy
Links To Other Sites
We have no control over and assume no responsibility for the content, privacy policies or practices of any third party sites or services.
We believe it is important to provide added protection for children online. We encourage parents and guardians to spend time online with their children to observe, participate in and/or monitor and guide their online activity.
www.MelissaWilliamsPope.com does not knowingly collect any personally identifiable information from children under the age of 18. If a parent or guardian believes that www.MelissaWilliamsPope.com has in its database the personally-identifiable information of a child under the age of 18, please contact us immediately and we will use our best efforts to promptly remove such information from our records. If we become aware that we have collected Personal Data from children without verification of parental consent, we take steps to remove that information from our servers.
Our Advertising Partners
- Commission Junction
www.MelissaWilliamsPope.com has no access to or control over these cookies that are used by third-party advertisers.
Third Party Privacy Policies
If you wish to disable cookies, you may do so through your individual browser options. More detailed information about cookie management with specific web browsers can be found at the browsers’ respective websites. What Are Cookies?